Nicolette Financial has adopted the Code of Ethics and Professional Responsibility (Code of Ethics)  adopted by the Certified Financial Planner Board of Standards, Inc. (CFP Board) to provide principles and rules to all persons whom the CFP board has recognized and certified to use the CFP®, CERTIFIED FINANCIAL PLANNER™ and certification marks (collectively “the marks”).

For purposes of this Code of Ethics, a person recognized and certified by the CFP Board to use the marks is called a CFP Board designee. This Code of Ethics applies to CFP Board designees actively involved in the practice of personal financial planning, in other areas of financial services, in industry, in related professions, in government, in education or in any other professional activity in which the marks are used in the performance of professional responsibilities. This Code of Ethics also applies to candidates for the CFP certification who are registered as such with the CFP Board.

These Code of Ethics’ Principles express the profession’s recognition of its responsibilities to the public, to clients, to colleagues and to employers. They apply to all CFP Board designees and provide guidance to them in the performance of their professional services.

Principle 1 – Integrity

A CFP Board designee shall offer and provide professional services with integrity.

Principle 2 – Objectivity

A CFP Board designee shall be objective in providing professional services to clients.

Principle 3 – Competence

A CFP Board designee shall provide services to clients competently and maintain the necessary knowledge and skill to continue to do so in those areas in which the CFP Board designee is engaged.

Principle 4 – Fairness

A CFP Board designee shall perform professional services in a manner that is fair and reasonable to clients, principals, partners and employers, and shall disclose conflict(s) of interest in providing such services.

Principle 5 – Confidentiality

A CFP Board designee shall not disclose any confidential client information without the specific consent of the client unless in response to proper legal process, to defend against charges of wrongdoing by the CFP Board designee or in connection with a civil dispute between the CFP Board designee and client.

Principle 6 – Professionalism

A CFP Board designee’s conduct in all matters shall reflect credit upon the profession.

Principle 7 – Diligence

 A CFP Board designee shall act diligently in providing professional services.